2011 Public Service Conference

New Directions in Consumer and Community Financial Protection
Friday, February 25, 2011
Watch now.
Wisconsin 7.5 CLE applied for.

The recent economic recession and the home mortgage foreclosure crisis have prompted renewed interest in consumer financial protection. The 2011 Public Service Conference will focus attention on consumer financial regulatory change, with a particular emphasis on the Dodd-Frank Wall Street Reform and Consumer Protection Act. Will new laws, regulations, and agencies effectively diminish the impact of predatory lending on vulnerable populations? What efforts are needed to ensure fair access to credit while preventing the abuses of the past? How will community education, economic development, and private enforcement play a role in the new consumer protection initiatives?

8:30 a.m. – 8:50 a.m. • Breakfast and Registration

8:50 a.m. • Welcome
Joseph D. Kearney
Dean and Professor of Law, Marquette University Law School

J. B. Van Hollen (invited)
Wisconsin Attorney General

9:00 a.m. – 10:00 a.m. • Dodd-Frank Wall Street Reform and Consumer Protection Act—A New Vision for Consumer Financial Protection?
Gregory Zoeller
Indiana Attorney General

10:00 a.m. – 11:15 a.m. • What's New? Defining "Abusive, Deceptive, and Unfair" Practices under Dodd-Frank
Moderator: James Brown, University of Wisconsin-Milwaukee

  • Kathleen Keest, Center for Responsible Lending
  • Steve Baker, U.S. Federal Trade Commission
  • Nessa Feddis, American Bankers Association

11:15 a.m. – 11:30 a.m. • Break

11:30 a.m. – 12:45 p.m. • The CRA and Dodd-Frank Title XII: Working Together for Community Economic Development
Moderator: James Maloney, President, Mitchell Bank

  • Don Graves, Deputy Assistant Secretary, U.S. Treasury Department
  • David Berenbaum, National Community Reinvestment Coalition
  • Vincent Lyles, M&I Community Development Corporation
  • Paul Ginger, U.S.Office of the Comptroller of the Currency

12:45 p.m. • Lunch

1:00 p.m. – 2:00 p.m. • Consumer Financial Protection and the Transition to Dodd-Frank
Charles Harwood
Deputy Director of the Bureau of Consumer Protection
United States Federal Trade Commission

2:15 p.m. – 3:30 p.m. • Working Group Breakout Sessions

  1. Financial Education: Panacea or False Hope?

    Moderator: Hon. Susan Kelley, Judge, U.S. Bankruptcy Court for the Eastern District of Wisconsin

    • Wendy Baumann, Wisconsin Women's Business Initiative Corporation
    • Lewis Mandell, University of Washington
    • Nicole Truog, Center for Financial Security, University of Wisconsin
       
  2. Behavioral Economics and Access to Credit in a Constrained Market

    Moderator: Steven Kuehl, Federal Reserve Bank of Chicago

    • Susan Carter, Vanderbilt University
    • Brian Melzer, Kellogg School of Management
    • Sherrie L.W. Rhine, Federal Deposit Insurance Corporation
  3. Restoring Communities Through Mortgage Protection in Dodd-Frank: Addressing Steering and Mortgage Originator Compensation Abuses

    Moderator: Amy Quester, Legal Aid Society of Milwaukee

    • Kathleen Keest, Center for Responsible Lending
    • Robert Cook, Hudson Cook, LLP
       
  4. Housing Finance in a Post-Foreclosure Landscape

    Moderator: Jere Boyle, Federal Reserve Bank of Chicago

    • Don Graves, Deputy Assistant Secretary, U.S. Treasury Department
    • Maximilian D. Schmeiser, Economist, Federal Reserve Board of Governors
    • Anthony Pennington-Cross, Marquette University
    • Mark Pinsky, Opportunity Finance Network

3:45 p.m. – 5:00 p.m. • A Local Perspective: What Dodd-Frank Means for Wisconsin, the Wisconsin Consumer Act, and the Enforcement Role of the Wisconsin Attorney General
Moderator: Nelle Rohlich, Wisconsin Department of Justice

  • Mike Mach, Wisconsin Department of Financial Institutions
  • Hon. Lynn Adelman, Judge, U.S. District Court for the Eastern District of Wisconsin
  • Steve Means, Wisconsin Department of Justice
  • Michael Lueder, Foley & Lardner , LLP

5:00 p.m. • Reception • Zilber Forum

Location
Eckstein Hall, Marquette University, 1215 West Michigan Street, Milwaukee

Parking
Limited complimentary parking available at Eckstein Hall 11th Street level. $5 parking available in the Wells Street Parking Structure, between 12th and 13th Streets.

Questions
Angela Schultz, Pro Bono Legal Services Coordinator
angela.schultz@marquette.edu or (414) 288-8060

Keynote Speakers

Gregory Zoeller
Attorney General, the State of Indiana

Gregory Zoeller was elected Indiana's 42nd attorney general and sworn into office January 12, 2009. Before being elected Attorney General, Zoeller served as the chief deputy to Indiana Attorney General Steve Carter and also as chief of the litigation division and advisory services, a position he held for eight years. As the managing attorney for the office, he directed all litigation areas, leading the office's efforts in achieving reform for several nonprofit entities and fighting public corruption. The current president of the National Association of Attorneys General (NAAG) recently chose Zoeller to co-chair NAAG's Consumer Protection Committee. One of his duties will be to evaluate how the Dodd-Frank law might change the consumer protection efforts of state attorneys general.

Charles Harwood
Deputy Director, Bureau of Consumer Protection,
U.S. Federal Trade Commission

Charles Harwood became Deputy Director of the Federal Trade Commission's Bureau of Consumer Protection in 2009. Previously, he served for 20 years as the Director of the Federal Trade Commission's Northwest Regional Office. Mr. Harwood also served for 6 years as counsel to the U.S. Senate's Committee on Commerce, Science, and Transportation, and he worked in the office of former FTC Chairman Daniel Oliver. In 2001, Mr. Harwood received the FTC Chairman's Award for service to the agency and the public. Mr. Harwood is a member of the Oregon and District of Columbia Bars. He received his law degree from Willamette University College of Law.