Details about the program

• A notice announcing the availability of the mediation process is attached to the foreclosure summons and complaint by the party initiating the foreclosure action.
• Foreclosure mediation services are offered to residential homeowners who reside in owner-occupied properties with 4 units or less.
• Mediation must be affirmatively requested by either the borrower or the lender.
• Both the borrower and the lender must agree to mediation.
• Mediations are typically scheduled 45 - 60 days after the request for mediation is received.
• Homeowners must meet with a HUD-certified housing counselor prior to the mediation session.
• In most cases the mediation session will serve as a venue to work out new loan terms, a short sale, or other solution that is mutually agreeable.

More Information

• Pursuant to Milwaukee County Chief Judge Directive 9-14, foreclosure cases filed on or after July 22, 2009, must include the Notice of Mediation with the Summons and Complaint.
• Any foreclosure case currently pending, subject to the eligibility requirements and approval of both parties, can be mediated.

Visit the Milwaukee Foreclosure Mediation Program for more information.